Some of you have wondered about me (thank you so much!). Rest assured, I am alive and doing very, very well! If you remember, I left you with last year’s ex-boyfriend saga…well I made sure to end 2019 with a bang. I took the last 3 weeks of the year off to travel – 10 … [Read more…]
Parent PLUS debt down: $15,523.86 Mortgage lowered: $0 Overall debt reduction: $15,523.86 Parent PLUS debt remaining: $18,999.94 Parent PLUS projected payoff: August 2020 That’s not a typo, friends, those are real numbers. Probably my most epic debt reduction month ever! And here’s how it happened: Typical payment: $2,283.75 Sold a car: $3,400 Annual gift: $10,000 … [Read more…]
Quite a bit has happened since the boyfriend and I broke up. As you recall, I was letting him live in my house for free until he could get his own place. Well… When I wrote that post, he was leaving for a camping trip that we had planned for almost a year. He had … [Read more…]
Wow, I haven’t been able to type those words in a very long time – March of 2018, to be exact! That was when I decided to do a balance transfer on a couple of my Parent PLUS loans, and then I spent 15 months paying that off in order to take advantage of the … [Read more…]
Parent PLUS debt down: $2,749.82 Mortgage lowered: $913.38 Overall debt reduction: $3,663.20 Parent PLUS debt remaining: $34,523.80 Parent PLUS projected payoff: October 2020 Not a bad month, overall. I’m in love with seeing how tiny that Parent Plus 5 is getting! In fact, I love everything about how my finances are going right now, even … [Read more…]
Today is a brand new VERY BIG net worth milestone for me! $300,000 Did you see that??? Just in case you missed it: THREEEEEE HUNDRED THOUSAAAANDDD I’ve been hovering just under for a few weeks now, so I’ve been checking my mint.com account a lot. Even this morning, I was still under. On a whim, … [Read more…]
Three years ago this month, still reeling from a wicked turn of events in my life, I started hanging out with a new group of friends. They were all about my age, and ran at a pace of drinking and dancing and stuff that I found dizzying but loved. Through that groups of friends, I met … [Read more…]
Parent PLUS debt down: $5,609.99 Mortgage lowered: $230.05 Overall debt reduction: $5,839.51 Parent PLUS debt remaining: $38,556.35 Parent PLUS projected payoff: November 2020 Finally, some decent progress last month! As I mentioned, September was bonus month, and I didn’t blink twice before sending my entire bonus toward debt reduction. It’s possible this wasn’t the smartest … [Read more…]
Today is the day I wait for all year: the day we receive our annual bonus at work! Last year’s bonus was only about the size of a typical paycheck, definitely the worst I’ve ever received. And I needed new tires, so there wasn’t much left to put toward my Parent PLUS loans. The year … [Read more…]
Here are the numbers broken down: Assets increase: $ 8,275.65 Debt decrease: $ 2,410.15 Net increase: $ 10,685.80 Current Net Worth: $ 291,500.52 I’ve been feeling down for months because it … [Read more…]