How I plan to pay off $305,000 in less than 2 years

So I’ve been doing the math – a lot of math – and I’ve decided it can be done.  If everything goes according to the latest plan I have worked out, I can pay off $305,000 of debt in less Continue reading

Without Your Purple Rain

This world will never be the same Without your Purple Rain You have ripped a color from the rainbow What’s left is dull and grey I’m not ready for this much sadness So much pain Because the world will never Continue reading

Kiss Overpriced Hotel Rooms GOOD-BYE!

No More Boring Hotels

Last year, when we traveled to my sister’s house in Florida, I had a couple of drinks on the plane and accidentally fell for the credit card scheme they were promoting as we prepared to land.  So, I’m now the Continue reading

Two Financial Thresholds Crossed in 24 Hours!

Happy Threshold

For weeks, I have been teetering on the brink of two financial thresholds.  I have been watching the numbers flirt dangerously close, but then the market would sigh and float away in the wrong direction. These were both numbers that Continue reading

MWI – It was an accident, I swear!

I woke up this morning and weighed myself and was pleasantly surprised (I almost NEVER get to say that!) to find that I’d lost weight.  My Monday weigh in was March 14th at 170.5.  I know I went up a few Continue reading

Willpower is Elusive

Snack Obsessed

I get bored at work because I sit at a desk all day.  My mind wanders and eventually finds it’s way into the 7-Eleven “cafe” we have here at work.  Everything there is overpriced and unhealthy.  My mind browses the shelves Continue reading

The Numbers Game: This is what it’s all about

Chart of my Net Worth

My entire life, I was focused on one thing that I thought would make me “successful”:  My credit score.  I believed that having excellent credit was the #1 financial goal I should strive for.  I thought that everything else was Continue reading

The PLUS Loan 120-Day Rule

PLUS 120-Day Rule

A few months ago, I was super excited to learn that extra payments to my PLUS loan made within 120 days of disbursement were treated like a “return” and would be removed from the original principal amount with no interest, Continue reading

No Wonder I’m So Tired!

Tired Me

In the past 18 days, I have worked at my extra job 14 days.  I have only had 4 days off from that job, none of them consecutively.  I have not had a day completely off from both jobs since Continue reading

MWI Week 4 – #StruggleBus

Week 4 was a terrible week.  I contracted just enough of a cold that I barely went through the motions…in fact, I even called off on Wednesday, which was my first complete day off since mid-January.  Consequently, I didn’t exercise Continue reading