August Debt Reduction Progress: $2,481.59

August Debt Reduction

Due to the unexpected 180-degree turn my life took a couple of months ago, I have not yet implemented my debt reduction plan to pay off $305,000 of in just 2 years.  However, even though my life got flipped, turned upside-down (you know you just sang that as you read it), I have managed to … Read more

How I plan to pay off $305,000 in less than 2 years

So I’ve been doing the math – a lot of math – and I’ve decided it can be done.  If everything goes according to the latest plan I have worked out, I can pay off $305,000 of debt in less than 2 years. Here’s my debt:         That’s a really big number. … Read more

February Spending

I literally just this moment decided to post a February spend report.  Why?  Why not! I love the first of the month because it’s the day I get to pat myself on the back for last month’s spending and create a new budget for this month.  I use Mint.com (FREE!), which won’t let me pre-populate budgets.  It’s … Read more

Dave Ramsey vs. Mr. Money Mustache

DR vs MMM

Since I’ve started adulting (which was last week) and educating myself about personal finance, I have settled mainly on two schools of thought that are shaping my financial destiny.  They are very different (actually, not at all alike), however I find them both informational and entertaining.  The first site I found by Googling “how to … Read more

Step 3: Take Action!

Step 3: Action!

As you know, in step 1 I acknowledged that I have some shit to deal with.  In step 2, I began to educate myself by researching the options for dealing with my financial mess.  In step 3, I’m going to start putting a plan into action. I have a mountain of debt.  I’m still building … Read more

Step 2: Educate – Debt Payoff Techniques

Percent vs. Debt

Once you realize that you have a problem and you’ve figured out what it is (or multiple problems, if applicable), next begins the often daunting process of educating yourself on the options for fixing your shit. My most pressing problem was debt.  It was monstrous, and it was going to continue to grow for awhile.  I had … Read more

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