Step 2: Educate – Debt Payoff Techniques

Percent vs. Debt

Once you realize that you have a problem and you’ve figured out what it is (or multiple problems, if applicable), next begins the often daunting process of educating yourself on the options for fixing your shit. My most pressing problem was debt.  It was monstrous, and it was going to continue to grow for awhile.  I had … Read more

A 3-Step Process to Solving Problems

Step 1: Assess the Situation

After hitting the Rock Bottom Blues, I was excited about the opportunity to tackle the problems I knew I had (mostly concerning my finances), but I was also completely overwhelmed by the how.  I needed a plan, and quick!  Where would I start?  I decided to implement a simple 3-step process, which I have turned … Read more

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