The PLUS Loan 120-Day Rule

PLUS 120-Day Rule

A few months ago, I was super excited to learn that extra payments to my PLUS loan made within 120 days of disbursement were treated like a “return” and would be removed from the original principal amount with no interest, as if it was never borrowed.  When I heard this, my mission in life became paying as … [Read more…]

No Wonder I’m So Tired!

Tired Me

In the past 18 days, I have worked at my extra job 14 days.  I have only had 4 days off from that job, none of them consecutively.  I have not had a day completely off from both jobs since January 17th, with the exception of one day when I called in sick from my … [Read more…]