MWI – It was an accident, I swear!

I woke up this morning and weighed myself and was pleasantly surprised (I almost NEVER get to say that!) to find that I’d lost weight.  My Monday weigh in was March 14th at 170.5.  I know I went up a few pounds since then, topping off at 174 as far as I can remember.  Today I … [Read more…]

Willpower is Elusive

Snack Obsessed

I get bored at work because I sit at a desk all day.  My mind wanders and eventually finds it’s way into the 7-Eleven “cafe” we have here at work.  Everything there is overpriced and unhealthy.  My mind browses the shelves until it’s triggered by a snack…and then I fixate on that snack until I make … [Read more…]

The Numbers Game: This is what it’s all about

Chart of my Net Worth

My entire life, I was focused on one thing that I thought would make me “successful”:  My credit score.  I believed that having excellent credit was the #1 financial goal I should strive for.  I thought that everything else was fair game if I could keep my credit score high.  Houses?  Cars?  RVs?  Absolutely!  As … [Read more…]

The PLUS Loan 120-Day Rule

PLUS 120-Day Rule

A few months ago, I was super excited to learn that extra payments to my PLUS loan made within 120 days of disbursement were treated like a “return” and would be removed from the original principal amount with no interest, as if it was never borrowed.  When I heard this, my mission in life became paying as … [Read more…]

No Wonder I’m So Tired!

Tired Me

In the past 18 days, I have worked at my extra job 14 days.  I have only had 4 days off from that job, none of them consecutively.  I have not had a day completely off from both jobs since January 17th, with the exception of one day when I called in sick from my … [Read more…]