Net Worth Update June 2017: Up $100,000 in 14 months!

Wow.  This shit really works.  All of this personal finance educating, plotting, and analyzing has really paid off in the last year. The last time I posted about it in April 2016, my net worth had just topped $30,000 and I was super excited about that. I took some time off from tracking it for … Read more

May Debt Reduction Progress: $13,208.15

Debt Reduction May 2017

I’m pretty happy with my May 2017 debt reduction progress. Nah, I’m lying – I’m fucking stoked! I was able to pay off Parent Plus loan #7 by cramming $11,612.51 down it’s throat.  It was really scary to click the “Pay” button that day, but it was well worth it to be able to see a … Read more

How I paid off my $19,494 Parent Plus Loan in less than 2 years!

Happy Threshold

Today is an amazing day for me – I paid off my very first Parent Plus loan!  For someone who, up until a couple of years ago, was completely ignorant about finances and swimming in consumer debt, this is an incredible feat. Gone!  Loan G – Boy Child, junior year $19,494 original loan amount 6.84% … Read more

Take Kohl’s Savings to the Next Level – Additional 15%!

In addition to my full-time job as a programmer, I work at Kohl’s part-time.  It’s a love/hate relationship.  Let’s face it, no one wants to work 20 extra hours a week during nights and weekends, especially for much less than my time is worth.  However, it does allow me to cover my son’s rent at … Read more

April Debt Reduction Progress: The Force Is Strong With This One

Time Flies!  Yada Yada. For the last 9 months I’ve been recalibrating life to my new standard. I’ve gotten divorced for the second time in 3 years (ouch) I’ve changed my name again My net worth increased by about 250%! I decided not to sell my house My house tried to escape to Oz My … Read more

August Debt Reduction Progress: $2,481.59

August Debt Reduction

Due to the unexpected 180-degree turn my life took a couple of months ago, I have not yet implemented my debt reduction plan to pay off $305,000 of in just 2 years.  However, even though my life got flipped, turned upside-down (you know you just sang that as you read it), I have managed to … Read more

Those Pesky 180’s

180 Degree Turn

My life has taken a 180-degree turn in the last two months.  Most of this year, my (second) husband and I have been struggling.  We haven’t been on the same page about anything, and my way of dealing with it was to sweep it under the rug, and his was to let his frustration build … Read more

How I plan to pay off $305,000 in less than 2 years

So I’ve been doing the math – a lot of math – and I’ve decided it can be done.  If everything goes according to the latest plan I have worked out, I can pay off $305,000 of debt in less than 2 years. Here’s my debt:         That’s a really big number. … Read more

Two Financial Thresholds Crossed in 24 Hours!

Happy Threshold

For weeks, I have been teetering on the brink of two financial thresholds.  I have been watching the numbers flirt dangerously close, but then the market would sigh and float away in the wrong direction. These were both numbers that I never really paid attention to or thought were significant until very recently.  Now it … Read more

The Numbers Game: This is what it’s all about

Chart of my Net Worth

My entire life, I was focused on one thing that I thought would make me “successful”:  My credit score.  I believed that having excellent credit was the #1 financial goal I should strive for.  I thought that everything else was fair game if I could keep my credit score high.  Houses?  Cars?  RVs?  Absolutely!  As … Read more

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